Eligibility criteria
You must have a current VA loan to be able to utilize the Interest Rate Reduction Refinancing Loan (IRRRL) program.

Description
VA loan guaranties are made to service members, veterans, reservists and certain qualifying unmarried surviving spouses for the refinance of a VA home loan.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information on this program, please visit:

http://www.homeloans.va.gov

Eligibility criteria
Veterans and active duty servicemembers must have a valid Certificate of Eligibility (COE) obtained from VA or from a lender using the Automated Certificate of Eligibility (ACE) program. If you need to obtain your COE, download VA Form 26-1880, complete it and mail it (with your proof of service) to one of the eligibility centers or contact a lender about obtaining your COE.

Description
VA loan guarantees are made to servicemembers, veterans, reservists and unmarried surviving spouses for the purchase of homes, condominiums and manufactured homes for the veterans personal occupancy. Veterans may also obtain VA refinancing loans. VA guarantees a percentage of the loan which permits the veteran to obtain a mortgage with no down payment at a competitive interest rate.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information please visit:

http://www.homeloans.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service, your family member must have passed away after September 7, 1980 and you must have either completed 24+ continuous months of active duty service, or your discharge status must not have been dishonorable.

Description
VA loan guaranties are made to service members, veterans, reservists and unmarried surviving spouses for the refinancing of conventional, government or VA loans. VA guarantees part of the total loan, permitting the purchaser to obtain a mortgage with a competitive interest rate, even without a down payment if the lender agrees. VA requires that a down payment be made for the purchase of a manufactured home. VA also requires a down payment for a home or condominium if the purchase price exceeds the reasonable value of the property or the loan has a graduated payment feature.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information about this program, please visit:

http://www.homeloans.va.gov/RLCWEB.htm

Eligibility criteria
VA is authorized to guarantee loans to eligible veterans to construct a residence to be owned and occupied by the veteran as a home. The loan may include simultaneous purchase of the land on which the residence is situated or will be situated.

To qualify for a VA loan, the law requires that you must be an eligible veteran who has available home loan entitlement; the loan must be for an eligible purpose; you must occupy or intend to occupy the property as your home within a reasonable period of time after closing the loan; you must have enough income to meet the new mortgage payments on the loan, cover the costs of owning a home, take care of other obligations and expenses, and still have enough income left over for family support (a spouse's income is considered in the same manner as the veteran's); and you must have a good credit record.

Description
VA loan guaranties are made to servicemembers, veterans, reservists national guard and qualifying unmarried surviving spouses for the purchase of homes, condominiums and manufactured homes and for refinancing loans. VA guarantees part of the total loan, permitting the veteran purchaser to obtain a mortgage with a competitive interest rate, without a down payment. VA requires a down payment for a home or condominium when the purchase price exceeds the appraised reasonable value of the property or the loan has a graduated payment feature.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information about this program, please visit:

http://www.homeloans.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must have one of the following disabilities that are the result of injury or disease incurred or aggravated during active service: loss, or permanent use of use, of at least one foot or hand; or, serious permanent impairment of vision of both eyes.  For eligibility only for adaptive equipment, you must have ankylosis (“freezing”) of at least one knee or hip due to a service-connected disability.

Description
There is a onetime payment by VA of not greater than $11,000 toward the purchase of an automobile or other transportation.  VA pays for adaptive equipment, or for repair, replacement, and reinstallation of automobile equipment required because of disability.  Benefits also apply toward purchases and maintenance required for the safe operation of a vehicle acquired with VA assistance.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Or call the toll-free benefits information and assistance hotline at:
800-827-1000

For more information please visit:

http://www.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must be a military veteran traveling for a service-connected condition either involving a compensation and pension exam or to receive Department of Veterans Affairs (VA) or medical care.

Description
Veterans who are determined eligible for beneficiary travel may be reimbursed a mileage allowance for authorized travel. The current allowable reimbursement amount of 11 cents per mile with a $3 deductible for each one-way visit, or $6 for each round-trip visit, and caps at $18 per month. Once the monthly cap is met, full allowable mileage reimbursement may be claimed for the remainder of the month for each scheduled visit. To receive reimbursement, eligible veterans must be traveling to VA facility for medical care, and at the end of the visit, they must request reimbursement.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information you can call:
877-222-VETS

You can also visit contact your local VA Medical Facility.

Eligibility criteria
In order to qualify for burial benefits, the deceased veteran must not have been dishonorably discharged and must not have been reimbursed by another government agency or some other source for the funeral/burial expenses.

In most cases, at least one of following additional eligibility criteria must also be met:

• the veteran died because of a service-related disability
• the veteran was receiving VA pension or compensation at the time of death
• the veteran was entitled to receive VA compensation, but decided not to reduce his/her military retired pay
• the veteran died in a VA hospital or while in a nursing home under VA contract, or while in an approved state nursing home
• had a claim pending at the time of death and has been found entitled to compensation or pension from a date prior to the date of death
• died while traveling, under proper authorization and at VA expense, to or from a specified place for the purpose of examination, treatment, or care

Description
A VA burial allowance is a partial reimbursement of an eligible veteran's burial and funeral costs. When the cause of death is not service-related, the reimbursement is generally for: (1) burial and funeral expense (2) plot. When the cause of death is service-related, the reimbursement is generally for burial and funeral expenses. Additional reimbursement for transportation costs may be paid in some cases.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

http://www.va.gov

Please call the toll-free benefits information and assistance hotline at:
800-827-1000

Eligibility criteria
If you are a female Vietnam veteran with a child who has a birth defect or you are a child of a female Vietnam veteran with a birth defect, you or your child may be eligible for VA-financed health care. This program is very similar to the Spina Bifida program in scope and will pay for services and supplies related to any birth related condition determined to exist.

Description
The CWVV Healthcare Program is administered by the Department of Veterans Affairs for children with certain birth defects born to eligible women Vietnam veterans. Coverage for this program is based on eligibility determinations made by the Denver VA Regional Office. Applications must be submitted and adjudicated by the VA Regional Office before health care benefits will be covered. The VA Regional Office forwards the award information to the VA Health Administration Center, which contacts and registers the beneficiary for health care benefits for treatment of the birth defect and related medical conditions. No separate application for health benefits is needed.

Managing Organization
Veterans Health Administration (VHA)
http://www.va.gov/hac

Program contact information & web resources
For more information, please visit:

http://www.va.gov/hac

Eligibility criteria
In order to qualify for this benefit program, you must be a military retiree active, reserve duty, or medically retired with at least 20 qualifying years.  You must also be drawing retirement pay as well as VA compensation, and you must have a VA disability rating of 10% or more.  You must also have at least one VA rated disability that is combat-related.  Combat-related disabilities are those that were incurred while in the performance of duty under conditions simulating war, while engaged in hazardous service, through an instrumentality of war, or as a direct result of armed conflict.

Description
The Combat-Related Special Compensation (CRSC) program was enacted by Congress on 2 December 2002. The CRSC program provides compensation for eligible MILITARY retirees with combat-related disabilities.  The Army CRSC program is operated by the Army Human Resources Command (HRC) under the direction of the United States Army Physical Disability Agency. Since the programs launch (June, 2003), 30% of eligible retired Soldiers have applied for CRSC and 55% of claims have been approved. 238,000 retired Soldiers are eligible for CRSC (as of 02/27/06) with an increase of 2,500 eligible annually. CRSC provides a monthly tax-free compensation (full concurrent receipt option) that supplements Veterans Administration (VA) disability and military retired payments. To apply for CRSC, claimants must first meet ALL four of the following criteria AND have at least one VA rated injury determined to have been combat-related:
• Active, Reserve, or Medically retired with at least
 20 years of service;
• Receiving retired pay;
• Retired pay is OFFSET by VA payments; and
• Have 10% or greater VA rated injury.
 
Combat-related injuries are those incurred with documented proof and fall into the following four categories:
• Training that simulates war
• Hazardous duty
• Instrumentality of war, or
• Armed conflict

Managing Organization
U.S. Department of Defense
http://www.defenselink.mil/

Program contact information & web resources
For more information, please visit:
CRSC.info@us.army.mil
1-866-281-3254


Send correspondence to:
DEPARTMENT OF THE ARMY
U.S. Army Physical Disabilities Agency/Combat Related Special Compensation (CRSC)
200 Stovall Street
Alexandria, VA 22332-0470

Eligibility criteria
In order to qualify for this benefit program, you must be the widow(er), spouse or surviving dependent of a veteran who died as a result of a service-connected disability/injury, or you must have been in the military and have a military service-connected disability, injury, or disease.

Description
The purpose of the program is to compensate surviving spouses, children and dependent parents for the death of any veteran who died because of a service-connected disability before January 1, 1957.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Department of Veterans Affairs
Washington, DC 20420


Telephone:
202-273-7210

Web Site Address:

http://www.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must have a military service-connected disability, injury or disease and you, your spouse, parents or children must currently receive or be eligible to receive benefits from a Specially Adapted Housing Grant.

Description
Direct Loans are made to veterans who cannot obtain private financing to cover the difference between the total cost of the housing unit and the grant. The maximum direct loan is $33,000.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information please visit:

http://www.homeloans.va.gov/sah.htm

Eligibility criteria
In order to qualify for this benefit program, you must have completed at least 24 continuous months of active duty service in the military.

Description
The objective of DVOP is to develop jobs and job training opportunities for disabled and other veterans.

Managing Organization
U.S. Department of Labor
http://www.dol.gov/

Program contact information & web resources
Headquarters Office:
Office of the Assistant Secretary for Veterans' Employment and Training, Department of Labor
200 Constitution Avenue
NW., Room S-1316
Washington, DC 20210


Contact: Robert M. Wilson
202-693-4719

Eligibility criteria
The eligibility requirements for medical services are different fro veterans outside the United States than for veterans within the United States. VA may authorize foreign medical services for veterans only for a VA rated service-connected condition or for a condition that is associated with and aggravated by a VA rated service-connected condition. This means that disability percentages have no bearing on determining eligibility for FMP medical services. Additionally, VA may authorize necessary foreign medical services for any condition for a veteran participating in the VA Vocational Rehabilitation Program.

Description
The Foreign Medical Program (FMP) is a Department of Veterans (VA) health care benefits program for US veterans with VA rated service-connected conditions that are residing or traveling abroad. Under FMP, VA assumes payment responsibility for certain necessary health care services associated with the treatment of those service-connected conditions.

Managing Organization
Veterans Health Administration (VHA)
http://www.va.gov/hac

Program contact information & web resources
For more information please visit:

http://www.va.gov/hac

Eligibility criteria
In order to qualify for this benefit program, you must be a military veteran not dishonorably discharged. Certain exceptions apply.

Description
The Department of Veterans Affairs furnishes upon request, at no charge to the applicant, a Government headstone or marker for the grave of any deceased eligible veteran in any cemetery around the world.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit our website at:

http://www.cem.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service. You must also have served in active duty in WWII, the Korean War, the Vietnam War, the Gulf War or you must have been involved in the test, transport or spray of herbicides for military purposes, been involved in atmospheric detonation of a nuclear device (or other radiation risk activities) in Hiroshima/Nagasaki, or been involved in NP radium treatment during your service in the military.

Description
Qualifying veterans are provided with free, comprehensive medical examinations, including laboratory and other diagnostic tests deemed necessary by an examining physician to determine health status. VA has developed databases called registries to help analyze the type of health conditions being reported by veterans. These are listed below:1. Gulf War2. Agent Orange: a. Vietnam b. Korea 1968-1969 c. Veterans who participated in testing, transporting, or spraying herbicides (Agent Orange) for military purposes3. Ionizing Radiation a. Atomic Radiation b. Radiation-Risk Activity, including: (1) Department of Energy gaseous diffusion plants at Paducah, KY, Portsmouth, OH, or the K25 area at Oak Ridge, TN. (2) Underground nuclear tests at Amchitka Island, AK before January 1, 1974

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information please visit:

http://www.va.gov/environagents

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service, not dishonorably discharged, and are now homeless or living in a shelter.

Description
The Homeless Veterans Reintegration Project provides employment and training services and support to help homeless veterans reenter the workforce.

Managing Organization
U.S. Department of Labor
http://www.dol.gov/

Program contact information & web resources
For general information about the Homeless Veterans Reintegration Project, please visit:

http://www.dol.gov/vets

For specific information about the Homeless Veterans Reintegration Project, as well as additional links to find the nearest Department of Labor Employment and Training office near you, please visit:

http://www.dol.gov/vets/programs/fact/Homeless_veterans_fs04.htm

You may also call this toll-free help line:
866-487-2365

People who are hearing impaired may call this toll-free TTY number:
877-889-5627

Eligibility criteria
In order to qualify for this benefit program, you must be unemployed or about to become unemployed and have completed at least 24 continuous months of active duty service in the military.

Description
The purpose of LVER is to provide job development, placement, and support services directly to veterans and maximize employment and training opportunities.

Managing Organization
U.S. Department of Labor
http://www.dol.gov/

Program contact information & web resources
Headquarters Office:
Office of the Assistant Secretary for Veterans' Employment and Training, Department of Labor
200 Constitution Avenue
NW, Room S-1316
Washington, DC 20210


Contact: Robert M. Wilson
202-693-4719

Web Site Address:

http://www.dol.gov/vets/welcome.html

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service, you or your parent must have served in Vietnam, and you or your family/household members must be facing the condition Spina Bifida.

Description
Spina bifida patients who are natural children of Vietnam veterans may be eligible for a monthly monetary allowance.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
and then mailed to:
VA Regional Office, Veterans Service Center (339/21)
PO Box 25126
Denver, CO 80225


You may also call the following toll-free number:
888-820-1756

Or email:
Birthdefects@VBA.VA.Gov


For more information, you may visit the following website:

http://www.vba.va.gov/bln/21/Benefits/Herbicide/index.htm#bm03

The application Form 21-0304, Application for Benefits for Certain Children of Vietnam Veterans with Disabilities can be downloaded at:

http://www.vba.va.gov/pubs/forms/21-0304.pdf

Eligibility criteria
Department of Veterans Affairs (VA) national cemetery directors have the primary responsibility for verifying eligibility for burial in VA national cemeteries. A determination of eligibility is usually made in response to a request for burial in a VA national cemetery. VA Regional Offices will also assist in determining eligibility for burial in a VA national cemetery. The toll-free number for the nearest VA Regional Office is 1-800-827-1000.

Description
The goals of the program are to provide burial space and perpetual care for veterans and members of the Armed Forces of the United States whose service terminated other than dishonorably. The program also applies to Reservists and National Guard members, having 20 years qualifying service for the purpose of receiving retired pay, and certain eligible dependents.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Department of Veterans Affairs
Washington, DC 20420


Telephone:
202-273-7210

Web Site Address:

http://www.cem.va.gov/eligible.htm

Or visit:

http://www.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must be eligible for a Certificate of Eligibility. You must also be a Native American/American enrolled in an American Indian tribe or Alaskan Native village, a Pacific Islander or a Native Hawaiian. You must be seeking to purchase, build or improve a home located on Federal Trust Land or to refinance such a loan. Certain applications of this benefit program may also require that you or a family member served in the military for at least 90 days with at least one day during a period of wartime.

Description
Native American Veteran Direct Loan Program makes home loans available to eligible Native American veterans who wish to purchase, construct, or improve a home on Federal trust land.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
More information about the Native American Veteran Direct Loan Program is available at:

http://www.homeloans.va.gov/native.htm

More information on establishing eligibility is available at:

http://www.homeloans.va.gov/eligibility.htm

Or you may contact a regional loan center. Locations are listed at:

http://www.homeloans.va.gov/contact.htm

Eligibility criteria
In order to qualify for this benefit program, you must be the surviving spouse or child of a veteran (not dishonorably discharged) who served at least 90 days of active duty (Any veteran who enlisted after September 7, 1980, generally must have served at least 24 months or the full period for which the veteran was called or ordered to active duty), at least one day of which was during a period of war. Income limits apply. Effective December 1, 2005, the income limit for a surviving spouse without children is $7,094, while the income limit for a surviving child is $1,806. Higher income limits may apply if the surviving spouse is severely disabled or has custody of any dependent children of the veteran.

Description
Death pension is a benefit paid to eligible dependents (surviving spouse and/or child) of deceased wartime veterans whose deaths were not related to military service.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information click on "Compensation and Pension Benefits" at:

http://www.vba.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must be the surviving spouse, family member or loved one of a deceased veteran who was honorably discharged, who died while serving in active military duty, who served more than 20 years in the National Guard or Reserves, or who served in the regular or reserve corps of the Public Health Service.

Description
A Presidential Memorial Certificate (PMC) is a gold embossed paper certificate inscribed with the veteran's name that bears the President's signature. It honors the memory of honorably discharged deceased veterans.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit our website at:

http://www.cem.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service in WWII, the Korean War, the Vietnam War, the Gulf War, or Campaigns in Lebanon, Grenada, Panama, Bosnia, Kosovo, Afghanistan or Somalia.

Description
VA provides readjustment counseling at community-based Vet Centers to help veterans resolve psychological war trauma and to help them achieve a successful post-war adjustment to civilian life. Assistance includes group, individual and family counseling. The Vet Centers also provide extensive community outreach and brokering of services for veterans within their home communities.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Department of Veterans Affairs
Washington, DC 20420


Telephone:
202-273-7210

Web Site Address:

http://www.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must be a military veteran discharged from the military within the past 12 months for a disability incurred or aggravated in the line of duty, who is receiving or in need of Department of Veterans Affairs (VA) or medical care.

Description
VA medical centers may provide respite care to an eligible veteran for up to 30 days in a calendar year. Families and patients who are in need of respite care in excess of 30 days because of unforeseen difficulties, such as the unexpected death of the caregiver, may receive additional days of care with the approval of the medical center director.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Department of Veterans Affairs
Washington, DC 20420


Telephone:
202-273-7210

Web Site Address:

http://www.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must currently be serving in the military in any of the following branches/areas: Individual Ready Reserve or the Inactive National Guard, Commissioned Corps of the National Oceanic and Atmospheric Administration, Reserve Officer Training Corps, one of the four service academies as a midshipman, or as a servicemember on active duty or ready reservists.  If you are a servicemember in one of the above categories, you are automatically covered under SGLI for the maximum amount of insurance unless you reduce or decline you coverage.

Description
Servicemembers' Group Life Insurance (SGLI) is currently available to all members of the uniformed services. SGLI is a group life insurance policy purchased by VA from a commercial life insurance company. SGLI coverage is available in $10,000 increments up to the maximum amount of $250,000 at a cost of .65 per thousand dollars of coverage.  Servicemembers are automatically insured for the maximum coverage amount of $250,000 unless they reduce or decline coverage in writing. SGLI insured have two options available to them upon release from service. They can convert their full-time SGLI coverage to term insurance under the Veterans' Group Life Insurance program or to a permanent plan of insurance with one of the participating commercial insurance companies.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

http://www.insurance.va.gov

If you have questions about your SGLI, please call:
800-419-1473

Eligibility criteria
In order to qualify for this benefit program, you must be the spouse or dependent child of a servicemember (Active Duty and Ready Reserve) who has full-time SGLI coverage.  A "dependent child" includes any unmarried child in one of the following categories: a natural born child, a legally adopted child, stepchild who is a member of the servicemember's household, a child between the ages of 18 and 23 who is a full-time student, or a child who became permanently incapable of self-support before age 18.

Description
The Veterans' Opportunities Act of 2001 extended life insurance coverage to spouses and children of members insured under the SGLI program, effective November 1, 2001.  Spouses of SGLI policyholders are covered for up to $100,000 of the amount of the servicemember's SGLI, whichever is less. This coverage is automatic unless the servicemember submits a written request to decline or reduce coverage. Additionally, the dependent children of every active duty servicemember or reservist covered under SGLI are automatically insured for $10,000.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

http://www.insurance.va.gov/sgliSite/FSGLI/sglifam.htm

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service and now face a condition of blindness.

Description
VA provides personal and social adjustment programs and medical or health-related services for eligible blinded veterans at selected VA Medical Centers maintaining blind rehabilitation centers.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Visual Impairment Services Team (VST) coordinators are listed with their facility location and telephone numbers for contact purposes at:

http://www.va.gov/blindrehab

Additional questions can be addressed to Blind Rehabilitation Service at:
202-273-8481

Eligibility criteria
In order to qualify for this benefit program, you must be a military veteran (not dishonorably discharged) over the age of 64 years, who served on active duty in WWII outside of the US.

Description
The Special Benefits for Certain WWII Veterans Program pays a special benefit to certain World War II veterans that are eligible for Supplemental Security Income (SSI) benefits and meet other specified criteria for each month that they reside outside of the United States.

Managing Organization
U.S. Social Security Administration
http://www.socialsecurity.gov

Program contact information & web resources
For more information, please visit:

http://www.ssa.gov

Telephone:
410-965-2736

You may also send inquiries to:

Office of Public Inquiries
Room 4100 Annex
Social Security Administration
Baltimore, MD 21235

Eligibility criteria
In order to qualify for this benefit program, you must have a service-connected disability (either injury or disease), you must currently receive or be eligible to receive service connected disability benefits and you must qualify for a Specially Adapted Housing Grant.

Description
Veterans that have specific service-connected disabilities may be entitled to a loan in connection with a grant from the Department of Veterans Affairs for the purpose of constructing an adapted dwelling or modifying an existing dwelling to meet the veteran's needs. The goal of the Specially Adapted Housing (SAH) Program is to provide a barrier-free living environment which affords the veteran a level of independent living he or she may not normally enjoy.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information please visit:

http://www.homeloans.va.gov/sah.htm

Eligibility criteria
If you are the birth child of a Vietnam veteran and you have been diagnosed with spina bifida you may already be receiving monetary allowances, vocational training or rehabilitation due to your condition. Did you know that you might also be entitled to VA-financed healthcare benefits? To be qualified you must be diagnosed with spina bifida as the VA defines it, basically, as all forms or manifestations of spina bifida (except spina bifida occulta), including complications or associated medical conditions related to spina bifida.

Healthcare benefits you would receive under this program are limited to those necessary for the treatment of your spina bifida and related medical conditions. You should however, be aware that this program is NOT a comprehensive healthcare plan and does not cover medical services unrelated to spina bifida.

On December 16, 2003 the Veterans Benefits Act of 2003 was signed into law. This law states that Spina Bifida benefits have been extended to the natural child of a service member if the service member served in Korea during the period September 1, 1967 - August 31, 1971. The veteran must have served in the active military, naval or air service and have been exposed to an herbicide agent during such service in or near the Korean demilitarized zone.

Description
In general, the program covers most healthcare services and supplies that are medically or psychologically necessary for the treatment of conditions related to spina bifida. While some services require specific advance approval or preauthorization, the following services are specifically excluded from coverage:

• care unrelated to spina bifida
• care as part of a grant study or research program
• care considered experimental or investigational
• drugs not approved by the U.S. Food and Drug Administration for commercial marketing
• services, procedures or supplies for which the beneficiary has no legal obligation to pay, such as services obtained at a health fair
• services provided outside the scope of the provider's license or certification
• services rendered by providers suspended or sanctioned by a federal agency

Managing Organization
Veterans Health Administration (VHA)
http://www.va.gov/hac

Program contact information & web resources
You may also call this toll-free number:
888-820-1756

For more information, visit:

http://www.va.gov/hac/forbeneficiaries/spina/spina.asp

Eligibility criteria
In order to qualify for this benefit program, you must have Service-Disabled Veterans Insurance and be eligible for waiver of S-DVI premiums due to total disability.  You must also apply for the coverage within one year from notice of the grant of waiver.

Description
The Veterans' Benefits Act of 1992, provided for $20,000 of supplemental life insurance coverage to S-DVI policyholders.  Premiums may not be waived on this supplemental coverage.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

http://www.insurance.va.gov

If you want to know how to apply for S-DVI or have questions about your insurance policy call:
800-669-8477

Eligibility criteria
In order to qualify for this benefit program, your highest level/grade of education completed must be 8^th grade and you must be the first in your family to attend college. You also must characterize your financial situation as low income or very low income.

Description
The TRIO Upward Bound program helps to generate skills and motivation necessary for success in education beyond high school among low-income and potential first-generation college students and veterans. The goal of the program is to increase the academic performance and motivation levels of eligible enrollees so that such persons may complete secondary school and successfully pursue postsecondary educational programs.

Managing Organization
U.S. Department of Education
http://www.ed.gov

Program contact information & web resources
Web Site Address:

http://www.ed.gov/about/offices/list/ope/trio/index.html

Headquarters Office:
Federal TRIO Programs, College and University Preparation and Support Team
Office of Postsecondary Education
Department of Education
1990 K Street, N.W. Suite 7000
Washington, DC 20202-8510
202-502-7600

Eligibility criteria
To be eligible for CHAMPVA, you cannot be eligible for TRICARE/CHAMPUS and you must be in one of these categories:
1. the spouse or child of a veteran who has been rated permanently and totally disabled for a service-connected disability by a VA regional office, or
2. the surviving spouse or child of a veteran who died from a VA-rated service connected disability, or
3. the surviving spouse or child of a veteran who was at the time death rated permanently and totally disabled from a service connected disability, or
4. the surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most of these cases, these family members are eligible for TRICARE, not CHAMPVA).
If you are in one of the above categories and you are over the age of 65 and have Medicare Part A entitlement, in most cases you must also have Medicare Part B. Please submit a copy of your Medicare card when you enroll in CHAMPVA.

Description
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries. The program is administered by Health Administration Center and our offices are located in Denver, Colorado. Due to the similarity between CHAMPVA and the Department of Defense (DoD) TRICARE program (sometimes referred to by its old name, CHAMPUS) the two are often mistaken for each other. CHAMPVA is a Department of Veterans Affairs program whereas TRICARE is a regionally managed health care program for active duty and retired members of the uniformed services, their families, and survivors. In some cases a veterans may look to be eligible for both/either program on paper. However, if you are a military retiree, or the spouse of a veteran who was killed in action, you are and will always be a TRICARE beneficiary, you can not choose between the two.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
You can call us Monday through Friday from 8:05 AM to 6:45 PM ET. Our Interactive Voice Recognition (IVR) system is available to provide prerecorded information and automated assistance 24 hours a day, 7 days a week.
800-733-8387

You can also fax us. PLEASE do NOT fax applications to this number.
1-303-331-7804


Detailed program information, to include a program handbook, brochures, facts sheets, and the program policy manual, is available for review or download at:

http://www.va.gov/hac/forbeneficiaries/champva/champva.asp

E-mail is the best way to communicate with us if you have this capability.
hac.inq@va.gov


Online Chat is available Monday, Wednesday, and Friday from 4:30 PM to 6:30 PM ET.

We also have an automated web service available 24 hours 7 days a week  that can be used by enrolled beneficiaries to review their individual program and claims related information for the past 12 months:

http://www.mychampva.com

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service, not dishonorably discharged, and you or any of your family/household members must be facing drug or alcohol dependency.

Description
The Veterans Alcohol and Drug Dependence Rehabilitation Program provides medical, social, vocational, and rehabilitation therapies to eligible alcohol and drug dependent veterans. The programs offer various forms of treatment including detoxification, rehabilitation, and psychiatric care. Treatment programs are located in VA medical centers and clinics.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
You may also call the Health Benefits Service Center at this toll-free number:
877-222-8387

For more information about the Veterans Alcohol and Drug Dependence Rehabilitation Program contact your nearest VA medical facility.

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service after September 7, 1980, and you must qualify with one of the following: 1) have a service connected and compensable dental disability, 2) have a non-compensable condition or disability resulting from combat wounds or service trauma, 3) have been a prisoner of war held for more than 90 days, or 4) you, your spouse, parents or children must currently receive or be eligible to receive vocational rehabilitation training.

Description
Outpatient dental treatment provided by VA includes examinations and the full spectrum of diagnostic, surgical, restorative and preventative procedures. However, dental eligibility is limited to certain veterans authorized by law. Some veterans receiving dental care may be billed the applicable co-payment if their income exceeds the maximum threshold.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Or visit:

http://www.va.gov

For more information please call:
877-222-VETS

Eligibility criteria
In order to qualify for this benefit program, you, your spouse, parents or children must currently receive or be eligible to receive Department of Veterans Affairs (VA) disability compensation and must have a family member (not dishonorably discharged) who died while serving in active military duty or who died as a result of a service-connected disability/injury.

Description
The Veterans Dependency and Indemnity Compensation (DIC) is a monthly check paid to eligible survivors of certain deceased veterans.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
To learn more about this program and how to apply, contact the VA Regional Office that services your state. Contact information for the VA Regional Office nearest you can be obtained by calling the following toll-free telephone number:
800-827-1000

Eligibility criteria
In order to qualify for this benefit program, you or your family member must have a military service connected disability, injury or disease and must not have been dishonorably discharged.

Description
VA Disability Compensation is a benefit paid to veterans who incur injuries or diseases while on active duty, and those who have injuries or diseases that are permanently worsened during active military service. The veteran must have been discharged under conditions that were other than dishonorable. Compensation is also paid to certain veterans disabled from VA health care. The benefits are tax-free.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
If you have questions about how to complete the Application for Compensation, you can call VA at this toll-free number:
800-827-1000

People who are hearing impaired may call this toll-free TTY number:
800-829-4833

To determine whether you are eligible to receive VA service-connected disability compensation you must first complete a Veteran's Application for Compensation or Pension (VA Form 21-526). VA can send the form if you call 1-800-827-1000.

You may complete the Application online, through this website:

http://vabenefits.vba.va.gov/vonapp/about_vonapp.asp

Additional information on this program may be obtained from the U.S. Department of Veterans Affairs, at:

http://www.vba.va.gov/bln/21/Milsvc/Docs/Compeg.doc

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service, must not have been dishonorably discharged, must have a current illness or injury that requires regular nursing aid and attendance to take care of your daily needs and must have an annual household income before taxes of less than $22,966 (lower income qualifications may apply). It must also be true that you or your family member has a military service-connected disability, injury or disease, or that your condition prevents you from holding a job (full-time or part-time).

Description
Veterans Domiciliary Care provides rehabilitative and long-term health-maintenance care for veterans who require minimal medical care but who do not need the skilled nursing services provided in nursing homes.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information please visit:

http://www.va.gov

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service after September 7, 1980, and you must now be a veteran suffering from an injury, illness or disability that prevents you from functioning independently in the family or community or requires regular nursing aid and attendance to take care of your daily needs. If you were dishonorably discharged, you are also required to have completed at least 24 continuous months of active duty service in order to qualify for this benefit program.

Description
Veterans Home Based Primary Care provides primary health care in the home, through VA interdisciplinary team, to homebound and often bedridden eligible veterans whose caregivers are capable and willing to assist in their care.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information please visit:

http://www.va.gov/hcbc

Eligibility criteria
In order to qualify for this benefit program, you must be a military veteran purchasing a manufactured home, or you must be the spouse of a veteran (alive or deceased) purchasing a manufactured home.

Description
The purpose of the program is to assist veterans, servicepersons, and certain unmarried surviving spouses of veterans in obtaining credit for the purchase of a manufactured home on more liberal terms than are available to non-veterans.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Department of Veterans Affairs
Washington, DC 20420


Telephone:
202-273-7210

Eligibility criteria
Policyholders who have permanent plans of insurance may borrow up to 94% of the cash value of the policy. A loan may be obtained at the end of the first policy year of a whole life or endowment plan of insurance, which has loan value and is enforce on a premium-paying basis or is paid-up. A loan may also be obtained on paid-up additional insurance attached to either permanent or term plans of insurance. Loans are granted in any amount up to 94% of the policy's reserve value, minus any existing indebtedness against the policy, plus interest.

Description
Policyholders who have permanent plans of insurance under one of the programs listed below may borrow up to 94% of the cash value of the policy after it has been in force for one year.

United States Government Life Insurance (USGLI).   USGLI was generally issued to veterans of World War I. This program is closed to new applicants.

National Service Life Insurance (NSLI).   NSLI was generally issued to veterans of World Was II. This program is closed to new applicants.

Veterans' Special Life Insurance (VSLI).   VSLI was generally issued to Korean War veterans. This program is closed to new applicants.

Service Disabled Veterans Insurance (SDVI).   SDVI was generally issued to World War II, Korean, and Vietnam veterans separated on or after April 25, 1951, with a service-connected disability. This program is still open to qualifying applicants.

Veterans Reopened Insurance (VRI).   VRI was generally issued to World War II and Korean veterans with service-connected or serious non-service connected disabilities. This program is closed to new applicants.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

www.insurance.va.gov

If you have questions about your insurance policy call:
800-669-8477

Eligibility criteria
In order to qualify for this benefit program, you must be a military veteran who was not dishonorably discharged.

Description
Veterans Medical Care Benefits provide outpatient medical services, hospital care, medicines, and supplies to eligible veterans. To receive health care, veterans generally must be enrolled in the VA health system. They may apply for enrollment at any time. Veterans do not have to be enrolled in the VA health system if they have service-connected disabilities of 50 percent or more, want care for a disability that the military determined was incurred or aggravated in the line of duty, or want care for a service-connected disability only. Veterans with service-connected disabilities living or traveling overseas must register with the Foreign Medical Program regardless of the degree of disability.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information about this program and how to apply, visit:

http://www.va.gov/elig/

Or call the Health Benefits Service Center at this toll-free number:
877-222-8387

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service, must not have been dishonorably discharged, and must have a current illness or injury that requires regular nursing aid and attendance to take care of your daily needs.

Description
Veterans Nursing Home Care is a benefit that provides nursing care in VA or private nursing homes for veterans who are in need of care, but are not acutely ill and not in need of hospital care. Priority is given to veterans with service-connected disabilities. If space and resources are available, other veterans may be considered to receive VA nursing-home care. Certain veterans are required to pay a co-payment for nursing home care.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
To determine whether you are eligible for VA Nursing home care and find out how to apply, visit:

http://www.va.gov/elig

If you have questions about how to apply for nursing home care, you can call the Health Benefits Service Center at this toll-free number:
877-222-8387

Eligibility criteria
In order to qualify for this benefit program, you must have a disability that prevents you from holding a job (full-time or part-time) and have a discharge status from the military that is not dishonorable. It is also required that you or a family member served in the military at least 90 days with at least one day during a period of war time and your current condition prevents you from functioning independently in the family or community. This benefit program, only applies to those with annual household income before taxes of less than $22,966, with lower income qualifications in certain cases.

Description
The Veterans' Pension for Non-Service Connected Disability is a benefit paid to wartime veterans with limited income who are no longer able to work.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
You may complete the Application online, through this website:

http://vabenefits.vba.va.gov/vonapp

Additional information on this program may be obtained from the U.S. Department of Veterans Affairs, at:

http://www.vba.va.gov/bln/21/Milsvc/Docs/Pensoneg.doc

To determine whether you are eligible to receive VA disability pension, you must first complete a Veteran's Application for Compensation or Pension (VA Form 21-526). VA can send the form if you call 1-800-827-1000.

If you have questions about how to complete the Application for Pension, you can call VA at this toll-free number:
800-827-1000

People who are hearing impaired may call this toll-free TTY number:
800-829-4833

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service or be the dependent or survivor of someone in the military and must not have been dishonorably discharged.

Description
Veterans Prescription Service provides prescription drugs and medical supplies from VA pharmacies to eligible veterans, dependents, and survivors. Prescriptions from a VA provider or VA authorized provider is required. In areas where there are no VA pharmacies, payment may be reimbursed.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Or call the Health Benefits Service Center at this toll-free number:
877-222-8387

For more information about this program and how to apply, visit:

http://www.va.gov/elig

Eligibility criteria
In order to qualify for this benefit program, you must have been in military service and need a prosthetic aid (such as an artificial limb, braces, orthopedic shoes or wheelchair).

Description
VA provides medically prescribed prosthetic and sensory aids to eligible veterans. These aids include artificial limbs, hearing aids, communication aids, eyeglasses, orthopedic braces and shoes, wheelchairs, crutches and canes. For additional information, contact the prosthetic representative at the nearest VA medical center or outpatient clinic.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
To determine whether you are eligible for VA Prosthetic Appliances and find out how to apply, visit:

http://www.va.gov/elig

If you have questions about how to apply for VA prosthetic appliances, you can call the Health Benefits Service Center at this toll-free number:
877-222-8387

Eligibility criteria
You must be a son, daughter, or spouse of a

1. Veteran who is permanently and totally disabled as the result of, or dies of, a service-connected disability. 
2. Veteran with a permanent and total service-connected disability who dies from any cause.
3. Service member who is missing in action, captured in the line of duty by a hostile force, or forcibly detained or interned in line of duty by a foreign government or power. 

Description
The DEA program provides education and training opportunities to eligible dependents and survivors of certain veterans.

Managing Organization
Veterans Benefits Administration (VBA)
http://www.va.gov/

Program contact information & web resources
If you have questions or concerns, you can contact us in the following ways:

Our Web site (click on "Ask A Question") at:

http://www.gibill.va.gov/

Call 1-888-GIBILL-1 (1-888-442-4551)
Or 1-800-827-1000

For the hearing impaired, please call: 1-800-829-4833

Eligibility criteria
In order to qualify for this benefit program, you must have completed at least 24 continuous months of active duty military service and now have a disability or a family/household member with a disability.

Description
The purpose of the Veterans' Employment Program is to develop programs that meet the employment and training needs of service-connected disabled veterans who have significant barriers to employment.

Managing Organization
U.S. Department of Labor
http://www.dol.gov/

Program contact information & web resources
Headquarters Office:
Office of the Assistant Secretary for Veterans' Employment and Training
200 Constitution Avenue, NW.
Room S- 1316
Washington, DC 20210


Contact: 202-693-4719

Eligibility criteria
In order to qualify for this benefit program you must be one of the following:

• A Full-time SGLI insured who are released from active duty or the Reserves.
• A Ready Reservist who has part-time SGLI coverage, and who, while performing active duty or inactive duty for training for a period of less than 31 days, incurred a disability or aggravated a preexisting disability that makes you uninsurable at standard premium rates.
• A member of the Individual Ready Reserve (IRR) and Inactive National Guard (ING).

Description
VGLI is a program of post-separation insurance that provides for the conversion of SGLI to 5-year renewable term coverage. VGLI provides up to a maximum of $250,000 of insurance coverage, and is issued in $10,000 increments up to a maximum of $250,000, but not for more than the amount of SGLI the member had in force at the time of separation. VGLI premiums are based upon the separating member's age. VGLI is convertible at any time to an individual commercial life insurance policy with any one of the participating commercial insurance companies. To obtain VGLI, an eligible member must submit an application to the Office of Servicemembers Group Life Insurance with the required premium during the 120 days following separation (application can still be submitted for up to one year after SGLI coverage terminates; however, during that period, evidence of good health must be submitted).

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

http://www.insurance.va.gov/sgliSite/default.htm

If you want to know how to apply for VGLI or have questions about your insurance policy, please call:
800-419-1473

Eligibility criteria
In order to qualify for this benefit program, you must currently receive or be eligible to receive a specially adapted housing grant.

Description
The Veterans' Mortgage Life Insurance (VMLI) program began in 1971, and is designed to provide financial protection to cover eligible veterans' home mortgages in the event of death. The maximum amount of mortgage life insurance available for those who are eligible for a specially adapted housing grant is $90,000. Protection is automatic unless the veteran declines or does not provide sufficient mortgage information upon which to issue insurance. Premiums are automatically deducted from VA benefit payments if the veteran does not draw compensation. Premiums will continue to be deducted until the mortgage has been liquidated, the home is sold, or the coverage terminates. The coverage terminates when the veteran reaches age 70. If a mortgage is disposed of, VMLI may be obtained on the mortgage of another home.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information, please visit:

http://www.insurance.va.gov/buying.htm

Eligibility criteria
In order to qualify for this benefit program, you must have a military service-connected disability, injury or disease, but it must not prevent you from holding a job (full-time or part-time) and you must not have been dishonorably discharged.

Description
The Vocational Rehabilitation and Employment Program assists veterans with service-connected disabilities by offering help in preparing for, finding, and keeping suitable employment. If employment is not reasonably feasible, assistance is available to help program participants learn skills to achieve maximum independence in daily living.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information about Vocational Rehabilitation and Employment Services for Disabled Veterans, please contact your local VA Regional Office at the national toll-free telephone number at:
800-827-1000

You may obtain information about the program and complete and application form on-line, or download a hard-copy application form at:

http://www.vba.va.gov/bln/vre/index.htm

Eligibility criteria
In order to qualify for this benefit program, you or your child must be the natural child of an individual who served in the Republic of Vietnam between January 9, 1962 and May 7, 1975, and you or any of your household members must be facing Spina Bifida.

Description
VA provides a Vocational Rehabilitation and Employment program for natural children diagnosed with spina bifida (except spina bifida occulta) born to certain Vietnam veterans. This program enables a qualified child to prepare for and attain suitable employment. Services may include counseling and rehabilitative services, education, training, and employment services leading to suitable employment. VA pays for the cost of these services. A vocational training program may not begin before a child's 18th birthday or the date of completion of secondary schooling, whichever comes first. Depending on the need, a child may be provided up to 24 months of full-time training. Entitlement to vocational training is based on eligibility determinations made by the VA Regional Office. Claimants submit applications on VA Form 21-0304. If the VA Regional Office grants a monthly monetary award for an individual with spina bifida, the individual should contact the local VA Regional Office to request vocational training.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
For more information about this program, visit:

http://www.vba.va.gov/bln/vre/voc_rehab.htm

You may also call the following toll-free number, which can refer you to your local VA office:
800-827-1000

Eligibility criteria
In order to qualify for this benefit program, you must be in need of training or retraining to develop new job skills. You must also have been discharged or released from military active duty within the last year or you must be projected to be discharged or released from active duty in less than 181 days.

Description
The Vocational and Educational Counseling for Servicemembers and Veterans program provides counseling services for servicemembers and veterans to help better enable them in selecting educational and vocational objectives.

Managing Organization
U.S. Department of Veterans Affairs
http://www.va.gov/

Program contact information & web resources
Department of Veterans Affairs
Washington, DC 20420


Telephone:
202-273-7210

Web Site Address:

http://www.va.gov